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The growing frequency of natural disasters and supply-chain disruptions, along with increasing awareness of workplace safety have increased the complexity and scope of corporate insurance. We can advise on all insurance matters, from straightforward policies to sophisticated insurance instruments such as bancassurance. Our litigation experience is especially valuable when insurance claims are disputed because of exceptional circumstances such as natural disasters.


We have extensive experience in both life and general (loss) insurance transactions. We are well-versed in the insurance business and its day-to-day operation. Our experience is our clients’ advantage. Several of our partners/lawyers were general counsels at some of the largest multinational insurance companies in Indonesia. Their valuable and hands-on experience are added values for our clients.


The firm advises on various insurance matters including Indonesian insurance law, bancassurance, agency, brokerage, channels of sales and distribution, compliance with insurance regulations, and reporting to the Indonesian Financial Services Authority (OJK).


We review and negotiate bancassurance agreements (exclusive and non-exclusive) between our insurance company clients and their bank partners.  We also review and advise clients on retrocession contracts, acquisitions, and joint ventures of insurance companies in Indonesia. Successfully conducting due diligences for the purpose of acquisitions is well within WH&SD’s field of expertise.

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